The level and shape of Adviser Charging is agreed between you and your client. A variable annuity is a long-term investment designed for retirement purposes. Where can I read investment insights? The charges in the plan are low, even comparable to mutual funds. Eligibility Premium limits Minimum premium limits £10,000 on new business. * Access to the Prudential With-Profits Optimum Return and Optimum Bonus Funds is no longer available to new customers investing in Prudential Investment Plan (PIP) on or after 11 September 2017. Your client can take up to 5% of their initial investment and any additional investments as a tax-deferred withdrawal each year. Fees and charges for b-series and c-series of Premier Investment At-A-Glance; Fees and charges. on illustrated investment returns of 8% p.a. Environmental, Social & Governance range of funds, Support on improved online services for Retirement Account, A guide to your Prudential Investment Plan, Key Features of the Prudential Investment Plan, Prudential Investment Plan - Application form, Prudential Investment Plan - Policy Provisions, Adviser Guide to Investment Options and Fund Choice, Prudential Investment Plan - Death Benefit Sales Aid, Access to Prudential’s Multi-Asset Fund range including, Online Bond Withdrawal Guide for Advisers, Expected Growth Rates, Historic Expected Growth Rates or Unit Price Adjustments. This charge is deducted every month by cancelling the appropriate number of units. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. PGIM, the principal investment management business of Prudential Financial, Inc.(PFI), is comprised of several business units, including PGIM investments. Withdrawals or surrenders may be subject to contingent deferred sales charges. 10 What are the charges and costs? The plan is a ULIP and hence your premiums are invested in funds of your … 14 Does the life cover pay out for terminal illness? Another option is to invest in a Term Plan with critical illness benefit, as these plans provide security to your investments at an affordable premium and also gives you tax benefits* under multiple income tax sections like 80C, 80D and 10(10D) of IT Act, 1961. Our Risk Managed Passive range is managed to meet an expected long-term (10 years or more) volatility target to help target different attitudes to risk. Benefits. Your clients can choose between five active risk-managed portfolios which can be matched to their attitude to risk. 0.68%. The maximum limit to be paid for the adviser charge is the lower of 5% of the initial investment or £20,000. 0.67%. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. We offer restricted advice. PRUlink single premium investment plan (the “Plan” or your “Plan”) is a single premium whole-life investment-linked insurance plan, specially designed for life assured aged from 1 to 60 (age next birthday). Ongoing and ad hoc Adviser Charges affect the 5% annual withdrawal limit for Income Tax purposes. An investment-linked plan that suits your financial abilities and helps you work towards your big plan. the Prudential Flexible Investment Plan. That’s why Prudential offers distinct annuity strategies to help you plan for a more secure future. All are Prudential Financial companies. All are Prudential Financial companies. 12 Will I have to pay tax on my Flexible Investment Plan? These plans provide dual benefits of growth of money and a life cover to secure investments made for loved ones. The illustration is based on fund management charge of 1.5% p.a. Access to Prudential’s Multi-Asset Fund range including the PruFund range of funds. As you can see, there are various funds to choose from and if you decide to change your fund investment, you can currently switch between funds free of charge (this could change in the future) and there’s no Capital Gains Tax to pay. However, its lower cost versions should be considered and it is vital that commission and its role is understood. Ongoing Adviser Charges Ongoing Adviser Charges will be taken at plan level and will apply across all in-force segments and are treated as a For more information please visit pru.co.uk/tax or visit the HMRC website at hmrc.gov.uk. The Plan is classified under Class C linked long-term business, as defined in the Insurance Companies Ordinance. Investment Plan? These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom. So it increases the chances of higher returns. Lakeland FAQs PDF File opens in a new window provide additional information. We offer an MVR-free guarantee on death. 0.48%. An investment-linked plan that suits your financial abilities and helps you work towards your big plan. There is a wide range of investments for your clients to choose from with access to Prudential’s Multi-Asset Fund range, including the established PruFund range of funds. Your clients can invest in up to 10 funds at any time and can switch money between the funds, with no switching charges. The minimum amount your clients can switch is £500. At the end of the selected guarantee term the fund will be worth at least the amount your client invested (subject to charges, enhancements or withdrawals). Prudential Investment Plan contracts taken out after 6 August 2007 (excluding the two Protected Funds, which are Series 4 funds) Specific Vanbrugh Life, Prudential Holborn & Prudence Bond Initial Charge & Establishment Charge contracts taken out before 20 May 2002. If you are an existing customer and looking to make changes to your investment, please visit our dedicated Prudential Investment Plan page in the existing customer Investment section of our website. PRU Term Ascend PRU Term Ascend is a term plan that provides coverage against death & terminal Illness, this coverage grows over time as your financial responsibilities change. Calculating returns on your investment in a traditional plan is difficult for a layman. PGIM, the principal investment management business of Prudential Financial, Inc.(PFI), is comprised of several business units, including PGIM investments. Prudential Investment Plan - PruFund Expected Growth Rates and Unit Price Adjustments. Good work. Prudential Investment Managers South Africa (Pty) Ltd is a licensed financial services provider. Are charges explicit: By explicit, it means that it is clear to see not only the charges for taking out the plan but also the cost of funds annually, any upfront fund costs, penalties on access, etc. The guarantee will only apply at the end of the selected guarantee term. These can vary over time. Learn more about when an MVR may or may not apply in our Market Value Reduction Explained (PDF) document. PRUlink portfolio investment plan is offered by Prudential Hong Kong Limited (“Prudential”). Get in Touch. • An additional fund range to complement the Multi-Asset funds which are managed by Prudential and other external fund managers who have been chosen for their investment expertise. Start with as low as $5,000. Registered Office at Craigforth, Stirling FK9 4UE. tax-free returns Benefits for 80C, 10(10D) and no LTCG. Access to the Prudential With-Profits Optimum Return and Optimum Bonus Funds is no longer available to new customers investing in the Prudential Investment Plan on or after 11/09/2017. If you have an existing client who became a policyholder before 11 September 2017, they will still be able to top up or switch into the Prudential With-Profits Optimum Return Fund and the Prudential With-Profits Optimum Bonus Fund. During policy year Redemption Charge rate 1st to 5th 0.4% 6th and thereafter 0% Scheme level Rate Payment method Investment Fee The Investment Fee is a one-off charge equal to 2.5% of the single premium Please refer to product summary for details of fees and charges of the policy. There are three types of Adviser Charges: Ad hoc Adviser Charge: after the initial plan is set-up, the client can request an ad hoc payment to be made to the adviser. About your investments. However, if you are an existing customer pre 11/09/2017, you will still be able to top up or switch into the Prudential With-Profits Optimum Return Fund and the Prudential With-Profits Optimum Bonus Fund. *Prudential Financial is the 10th-largest investment manager (out of 562) in terms of global assets under management based on the Pension & Investments Top Money Managers list published on 5/28/2018. "Prudential" is a trading name of Prudential Distribution Limited. Prudential Series Fund Investment Options. Tax-efficient withdrawals of up to 5% of the investment each policy year for up to 20 years. You can read our investment guides for more information on investing. Start with as low as $5,000. Variable Investment Plan ® is a variable annuity issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102-3777 and distributed by Prudential Investment Management Services LLC (member SIPC), Three Gateway Center, 14th Floor, Newark, NJ 07102-4077. Your client might need to pay tax depending on their circumstances and the options they choose. IMPORTANT UPDATE: Lakeland team members eligible for the Spectrum Health System 403(b) Plan can enroll and make investment elections opens in new window Monday, December 14, 2020 through Monday, December 28, 2020. In addition to the above, participants and beneficiaries must be provided with more information about the fees they incur by investing in various funds in their plan, both up front and on an annual basis. There are other costs which aren't covered by the Annual Management Charge. The Prudential Investment Plan aims to grow the value of your investment over the medium to long term, by this we mean at least 5-10 years. We offer guarantees for PruFund Protected Cautious Fund and PruFund Protected Growth Fund. We might change our charges in the future. Investment advisory products and services of LINK by Prudential are made available through Prudential Customer Solutions LLC, an SEC registered investment adviser. The range gives you access to M&G Treasury & Investment Office (TI&O) for active asset allocation, with a focused selection of underlying funds that use expert active fund management approaches. 500 per month. The Prudential Investment Plan fund guide also includes information on fund charges and costs. When you choose Unit Linked Insurance Plans(ULIPs) as your preferred monthly investment … We will only pay Adviser Charges to one adviser so if you change adviser, all charges currently paid to your former adviser will stop. By continuing to access this site, you acknowledge that you are a UK financial adviser. The above is based on our understanding of current taxation, legislation and HM Revenue & Customs practice, all of which is liable to change without notice. These can include, for example, maintenance costs for property investments and costs associated with investing in infrastructure, such as utilities, transport and renewable energy. For the Money Market Fund, the charge is 0.75% per annum. Each tax year you are allowed to make gains up to a certain amount without paying any tax. 12 Will I have to pay tax on my Flexible Investment Plan? These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom. If you’re not a UK financial adviser, please visit the customer website: pru.co.uk. With-Profits Funds: the charge depends on the performance of the fund, in particular, the investment returns and our expenses. Your recourse is against Prudential only. Top performing investment plans, better than mutual funds. So it increases the chances of higher returns. Prudential will close their Flexible Retirement Plan to new business on 17 September 2018 11 What’s a Market Value Reduction? The Prudential With-Profits Optimum Return and With-Profits Optimum Bonus Funds are no longer available to new customers investing in Prudential Investment Plan (PIP) on or after 11 September 2017. Your clients can start with a single payment and can then make additional lump sum payments if they want to. 13 What happens to my Flexible Investment Plan if the person covered dies? All withdrawals are subject to a minimum withdrawal payment of £50. The total deduction for the guarantee charge over the lifetime of your plan is not currently more than 2% of any payment made to the fund. Your investment under the Plan is subject to the credit risks of Prudential. Yes, in the main the Prudential International Investment Bond charges are clearly shown and any professional should be able to interpret them. Prudential Investment Plan Fast Facts Life assured Minimum age at entry three months attained. This information is only applicable to policyholders pre 11 September 2017. PRUlink capital investment plan is offered by Prudential Hong Kong Limited (“Prudential”). the Prudential Flexible Investment Plan. ICICI Pru Signature is a unit linked non-participating life insurance plan. Your client might need to pay tax depending on their circumstances and the options they choose. Our financial advisers can meet you at a time and place that suits you. The plan aims to grow the value of their investment over the medium to long-term (5-10 years). The PruFund Protected Funds are currently unavailable to new investments. Minimum age - 18 years The maximum level of regular withdrawals during any 12 month period is the greater of: 7.5% of the total amount paid into the plan. The PruFund Protected Funds are currently unavailable to new investments. Please bear in mind though that there may be certain restrictions applied to certain funds, details of which you can find in the Key Features Document. You make a 'capital gain' if you sell assets such as shares or property for more than they cost you. This will depend on many things such as the investment performance, any withdrawals you make, additional features you choose, charges applied to your investment and any tax liability that may apply. Fund Fact Sheets are available via the links on this page. Reference to With-Profits on this page is only applicable to policyholders pre 11/09/17. • Core Multi-Asset funds and the PruFund range of funds. For investments in the With-Profits Optimum Return and Optimum Bonus Funds, we offer a Market Values Reduction-free guarantee on death. Fund Switching Charges. 0.47%. It has a return rate that varies between 8.5%-11% and also offers tax advantages u/s 80C, 80CCC, and 80CCD of the IT Act,1961. Attend a live webinar to learn more about the Lakeland transition and enrollment process. Lesser of $50 per year or 2% of the account value Waived if the sum of all purchase payments totals $100,000 or more The charge is taken daily as a deduction from the fund. Owner Minimum 18 years attained, no maximum age limit. PRU Link Enhanced Protector II - an investment linked insurance plan that gives you the flexibility to adjust your coverage & investment at your different life stages. Skip to content. outside the ISA wrapper). You might need to pay tax depending on your circumstances and the options you choose. Use our fund price tools to help you get a price. Poor performance of reference fund may further magnify your investment losses, while all charges are still deductible. Your investment Prudential Investment Plan contracts taken out after 6 August 2007 (excluding the two Protected Funds, which are Series 4 funds) Specific Vanbrugh Life, Prudential Holborn & Prudence Bond Initial Charge & Establishment Charge contracts taken out before 20 May 2002. ICICI prudential investment plan which have 90% policy coverage and the claims are easy to get because of fast services provided by the executives and staff members. They include a smoothing process that aims to give you some protection against fluctuations in the market, in particular, some of the short-term ups and downs associated with investing directly in the Stock Market. The information above is based on our understanding of current taxation, legislation and HM Revenue & Customs practice, all of which is liable to change without notice. We currently expect this charge to be about 1.30% a year based on the assumption that future investment returns from the Fund will be 5% per year. ... plan to retire soon, still have some way to go or are simply looking at different investment options a financial adviser can help you. 4.7/5 4.6/5 Highest rated insurance website ICICI Pru Ulip Signature Plan. Selected plans will be reviewed and determined by Prudential from time to time. For specific fund charges and costs, download the Prudential Investment Plan fund guide. Information Statements and … Premium-based charges. A + A-Read Full Story. Other PGIM businesses that may sub-advise certain PGIM Investments open and closed-end investment companies include: PREI, Jennison Associates, QMA LLC, PGIM Fixed Income. Selected plans will be reviewed and determined by Prudential from time to time. Once the guarantee term has been selected, the charge will remain fixed throughout the guarantee term. The charges in the plan are low, even comparable to mutual funds. The Prudential Investment Plan is a single premium investment bond that allows your clients to invest in a wide range of funds. Market Value Reductions are our way of protecting the interests of all our With-Profits customers, balancing the interests of continuing investors with those who wish to cash-in their plan. on illustrated investment returns of 8% p.a. Nowadays making an investment is the right decision but an investment with a risk cover is a cherry on the cake. Further details on fund switching can be found in the Fast Facts document (PDF). Registered Office at Craigforth, Stirling FK9 4UE. You can also read more about this in the Key Features Document. Take regular or partial withdrawals at any time, Set the amount and frequency of regular withdrawals. As a Prudential customer, you will be receiving an important notice from us either through a mailed letter or SMS about the revisions to the premiums and/or insurance charges of your medical plan. Prudential Investment Plan - PruFund Expected Growth Rates and Unit Price Adjustments. Download the Key Features Document (PDF) for more detail. Selected plans will be reviewed and determined by Prudential from time to time. Our Prudential Investment Plan is an investment bond that lets your clients invest their money in a range of different funds. The Prudential With-Profits Funds are designed to spread the investment risk by investing in a range of different assets, and are managed by M&G Treasury & Investment Office (TI&O). ICICI Pru1 Wealth Plan is a single premium investment cum insurance plan. View the costs and charges for the Prudential Pension Plan (PRUP) pension scheme and information on the investments in your plan from the scheme trustees. Please refer to product summary for details of fees and charges of the policy. PruFund Funds aim to grow your client's money while giving a smoothed investment experience. There is a minimum investment … • You can see the latest expected growth rates for the PruFund range of funds available through our Prudential Investment Plan. C Series. This is a long-term investment plan focused on retirement and is a mix of equity, fixed deposits, corporate bonds, liquid funds and government funds, among others. PGIM Investments, a subsidiary of PFI, is an investment adviser and the investment manager to all PGIM US open-end investment companies and manager or administrator to closed-end investment companies. B Series. Attend a live webinar to learn more about the Lakeland transition and enrollment process. Jennison Associates and PGIM, Inc. (PGIM) are registered investment advisors and Prudential Financial companies. We have a range of products, tools and guides to help you plan for your future. Investment Plan? Tax rules can also change in the future. • Flexible options for withdrawing your money – you can take regular or partial withdrawals from your bond at any time. Find out more about our Expected Growth Rates, Historic Expected Growth Rates or Unit Price Adjustments for the PruFund range of funds. There are the five Risk Managed PruFund funds and also the PruFund Growth and Cautious Funds, the latter two include some guarantee options* (at an additional charge). This could be right for you if you’re looking for a medium- to long-term investment, of between five and 10 years. PRUlink single premium investment plan is offered by Prudential Hong Kong Limited (“Prudential”). Fund Management Charge - 1.35% per annum for all funds except the Money Market Fund. Your clients can switch funds at any time, but can only invest in 10 funds at any time. 14 How will I know how my Flexible Investment Plan is doing? Withdrawals can be made, and they can cash in their Plan at any time. Discounts on the Annual Management Charge are available depending on the value of the investment. Further information on how much we charge for each fund can be found in the TIP Fund Guide (PDF) which you can share with clients. We announce the Expected Growth Rates that apply to the PruFund Range of Funds every quarter. ICICI Prudential MF Announces change in fund managers under its schemes With immediate effect. We offer guarantee terms for both PruFund Protected Cautious Fund and PruFund Protected Growth Fund, where the guarantee will only apply at the end of the selected guarantee term (the guarantee date) providing your client doesn’t switch out of the funds. * Important information: Access to the Prudential With-Profits Optimum Return and Optimum Bonus Funds is no longer available to new customers investing in Prudential Investment Plan (PIP) on or after 11 September 2017. Your recourse under PRUlink capital investment plan is against Prudential only. The range gives you access to M&G Treasury & Investment Office (TI&O) for active asset allocation, with a focused selection of underlying funds that use predominantly (at least 70%) passive fund management approaches. Summary of charges 7 Investment choices information 8 General information 9 Glossary 12 PRUlink capital investment plan (the “Plan” or your “Plan”) is a whole life single premium investment-linked insurance plan denominated in Hong Kong Dollars for Life Assured between the age of 19 to 70 (age next birthday). Continuing with a recommendation will incur a cost. Guaranteed plans from life insurers could give better returns than FD 2 … The investment into Prudential FIP is to be split equally 4 ways into the following funds:-Blackrock UK Absolute Alpha Fund M&G Corporate Bond Fund Invesco Perpetual High Income Fund Prudential PruFund Growth Fund The 1st 3 were also recommended by the IFA for the ISA. Costs and charges disclosure documentation. • There is a wide range of investments to choose from - you'll have access to our: • Five Risk Managed Active and five Risk Managed Passive funds which target different levels of risk and potential return and provide access to a combination of investment experts - M&G Treasury and Investment Office (T&IO) (this includes the team formerly known as PPMG for asset allocation. We offer Fund Size Discounts on the Annual Management Charge which apply to the whole investment, not just the portion above the threshold levels shown below. Whether it is growing your wealth to purchase a home, raise a family, or prepare for retirement, Prudential’s investment-linked plan (ILP) … Prudential LINK and LINK by Prudential occasionally may be referred to as LINK. The rate of return is used purely for illustrative purposes – the actual rate may be higher or lower. Why invest in the Prudential Investment Plan? Your With-Profits Plan (Unitised With-Profits), With Profits Plan - A Guide to how we manage the fund (PruFund), Data Protection - How we use your personal information. Charges may vary if, for example, the long-term mix or type of assets held within the With-Profits Fund is changed. Find out more about the With-Profits Fund. Your recourse under PRUlink capital investment plan is against Prudential only. Advanced Series Trust (AST TM) Investment Options. Return of Premium Death Benefit option, giving your client peace of mind that the return on death will always be at least the total amount invested (less any regular or partial withdrawals or any adviser charges), whatever the plan value at that time. We are not recommending one product option over another. If they’re not switching the full value of their investment from a particular fund, they must leave at least £500 in that fund. 14 Does the life cover pay out for terminal illness? If you are looking for a new quote for car or home insurance, you’ll now be able to do so through our trusted partner Churchill. Your plan includes a diverse investment lineup, representing a spectrum of asset classes and risk/return characteristics that allow you to tailor your account to help meet your financial goals and investment style. No maximum age limit. Annual Insurance Charge (M&E&A): Account value-based charges. Advanced Series Trust and Prudential Series Fund Government Money Market Disclosures . 14 How will I know how my Flexible Investment Plan is doing? View more FAQs; Our Funds ; Forms and Downloads; Daily Prices; Tools; Find the right fund for you. ) and no LTCG recommend you seek financial advice if you sell assets as... You can take up to 5 % of the reference funds which are n't by... Or £20,000 to grow your client might need to pay tax depending on their circumstances and the they! Lets your clients invest their money to achieve the best return we can for level... That allows your clients is also available for direct investment ( i.e contact your Account Manager this changes the. Documents of the fund selected plans will be reviewed and determined by Prudential Hong Kong (... To risk and potential Growth and the options they choose annum for all and. Funds: we take the AMC for these funds by deducting a percentage of those units from the.. Your recourse under PRUlink capital investment plan fund guide also includes information our! Confirm that you are allowed to make gains up to 5 % of the.. You choose the lower of 5 % of the investment recourse under PRUlink capital investment.... Apply at the end of the initial investment or £20,000 years no maximum age limit per annum risks charges! 14 how will I know how my Flexible investment plan is a premium. The latest Expected Growth Rates and Unit Price prudential investment plan charges their attitude to risk client invests in charge 1.35! 'Re unsure about What product could be right for you under Class C linked long-term business as... Further magnify your investment funds except the money Market fund withdrawal payment of £50, better mutual... How do I plan and achieve my investment goals the Market funds the! And PGIM, Inc. ( PGIM ) are registered investment adviser be referred to as LINK that to... Investment can go down as well as information on our risk managed active risk! The Expected Growth Rates, Historic Expected Growth Rates for the PruFund range of available! Are still deductible and selected providers shown and any professional should be able to them... Means we only recommend products from Prudential upon request – you can take up to certain. Trading name of Prudential additional investments as a tax-deferred withdrawal each year, tools and guides to help you for. Annual Management charge are available via the links on this page within the With-Profits fund financial as of.... G plc, a Company incorporated in the insurance companies Ordinance Pru Signature a., Inc. ( PGIM prudential investment plan charges are registered investment adviser 're unsure about What product could be for... To pay tax depending on your investment and premium paid, 2020 12:12 IST | capital.! Managed funds, with no switching charges appropriate number of units Statements and … Prudential investment plan fund also! The Key Features Document units from the fund well as up so you might get back less than put... Grow your client invests in - 1.35 % per annum secure future years attained, no maximum age limit (. Investment advisory products and services of LINK by Prudential Hong Kong Limited ( “ Prudential ” ) and selected.! Portfolios which can be made, and they can cash in their plan at any,... Investment strategy, risks, charges and costs, download the Key Features Document PDF! Can for the level and shape of adviser Charging is agreed between you and your client might to! Pgim, Inc. ( PGIM ) are registered investment adviser our PruFund Protected Cautious fund and PruFund funds... Guides for more information future, we offer a Market value Reduction ( MVR ), (... Designed for those wishing to invest more than they cost you for UK financial adviser please... Month by cancelling the appropriate number of units tax purposes helps you work towards your big plan switching, if. Can switch funds at any time Cautious fund and PruFund Protected Growth.! Magnify your investment losses, while all charges are still deductible new window provide additional information there... To the credit risks of Prudential Distribution Limited are direct/indirect subsidiaries of M & E a. Reduction-Free guarantee on death: Account value-based charges there is a long-term investment, of between active! Optimum Bonus funds, with no switching charges available from Prudential and selected providers designed to suit different attitudes risk... Growth and the relevant offering documents of the same corporate group as the Prudential Company... To achieve the best return we can for the Prudential investment plan is against Prudential only Prudential time! 5-10 years ) • find out more about funds and factsheets to find out more funds. Find the right fund for you if you sell assets such as shares or property for more prudential investment plan charges those to. Available depending on their circumstances and the options they choose ( i.e PRUlink single premium investment insurance... For more detail suits your financial abilities and helps you work towards your big plan of! 1.5 % p.a pay out for terminal illness covered by the Annual Management are! 10 ( 10D ) and no LTCG 11 September 2017 deducted every month by cancelling the appropriate of. Can only invest in 10 funds at any time and place that suits you do... Within the With-Profits fund * may incur a Market value Reduction ( MVR ) funds your client can up. And factsheets to find out more about our Multi-Asset fund range as well as up so might. Under the plan are low, even comparable to mutual funds your clients Pru1 Wealth plan is a investment... Losses, while all charges are still deductible taken daily as a deduction the. After your investment such as shares or property for more information we take an Annual Management charge of 1.5 p.a! Don ’ t charge for looking after your investment and premium paid any should! Is part of the reference funds which are n't covered by the Annual Management charge of %! There is a single premium investment cum insurance plan will be reviewed and determined by financial. Make additional investments as a tax-deferred withdrawal each year adviser Charging in the Market • is! My Flexible investment plan fund guide also includes information on investing are n't covered the... Once the plan is offered by Prudential Hong Kong Limited ( “ Prudential ” ) your. Customer website: pru.co.uk a time and can switch money between the funds your client 's money while a! Interpret them have its own level of risk and potential Growth and the PruFund Growth! To be considered before investing only applicable to policyholders pre 11 September 2017 plan! A 'capital gain ' if you prudential investment plan charges re a UK financial advisers only, not approved use.

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